Can Home Insurance Cover Roof Replacement?

  Can Home Insurance Cover Roof Replacement? You wake up to the sound of wind and rain, then later notice shingles in the yard. Or a tree branch hits the roof during a storm. Or you see a brown water stain on the ceiling and feel that sinking feeling in your stomach. Right after “How […]

Can Flood Insurance Be Transferred?

  Can Flood Insurance Be Transferred? You are buying a home in a flood zone and the seller tells you: “Good news, I already have flood insurance. You can just take it over.” Or you are selling your house and wonder: “Can the buyer just keep my flood policy so they do not have to […]

Can Business Owners Write Off Health Insurance?

  Can Business Owners Write Off Health Insurance? If you own a business, health insurance feels like a double hit. First, the premiums are not cheap. Second, you keep hearing that “business owners can write off health insurance,” but no one really explains what that means in plain English. Can you write off your own […]

Are Flood Insurance Rates All The Same?

Are Flood Insurance Rates All The Same? Short answer. No, flood insurance rates are not all the same. Two homes on the same street can pay very different prices for flood insurance. A small older home a few blocks from a river might pay less than a brand new luxury home set farther back. A […]