Will Home Insurance Cover Water Damage?

  Will Home Insurance Cover Water Damage? You walk into your home and feel it before you see it. The air is damp. The floor feels soft. You flip on the light and there it is: water on the floor, stains on the ceiling, swollen baseboards, maybe even a musty smell. Right after “How bad […]

Will Home Insurance Cover Mold?

Will Home Insurance Cover Mold? You spot a dark patch on the ceiling. Or you move a piece of furniture and see fuzzy spots on the wall. Maybe your basement smells like a wet towel that never dries. Right after “Is this mold?” the next question usually shows up: Will my home insurance cover this […]

How Home Insurance Is Calculated?

  How Home Insurance Is Calculated? You get a quote for home insurance and think, “Why is it this number? How did they come up with it?” It feels like the company pulled a price out of a hat. In reality, there is a method behind it – a mix of math, risk, and your […]

Can Home Insurance Cover Roof Replacement?

  Can Home Insurance Cover Roof Replacement? You wake up to the sound of wind and rain, then later notice shingles in the yard. Or a tree branch hits the roof during a storm. Or you see a brown water stain on the ceiling and feel that sinking feeling in your stomach. Right after “How […]